.em-decision{--em-decision-ink:#151515;--em-decision-line:#d2d0c8;--em-decision-yellow:#f2c94c;--em-decision-blue:#146fb5;box-sizing:border-box;max-width:920px;margin:24px 0;background:#fff;color:var(--em-decision-ink);border:1px solid var(--em-decision-line);font:15px/1.55 system-ui,-apple-system,"Segoe UI",sans-serif}
.em-decision *{box-sizing:border-box}.em-decision [hidden]{display:none!important}.em-decision-head{display:flex;justify-content:space-between;gap:12px;padding:11px 18px;background:#171717;color:#fff;font-size:11px;text-transform:uppercase;letter-spacing:.06em}.em-decision-head b{background:var(--em-decision-yellow);color:#171717;padding:2px 6px}.em-decision-body{padding:20px}.em-decision h2{font-size:clamp(24px,4vw,34px);line-height:1.15;margin:0 0 10px}.em-decision p{margin:0 0 14px}.em-decision-fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:14px;margin:18px 0}.em-decision label{display:flex;flex-direction:column;gap:5px;font-size:13px;font-weight:650}.em-decision input,.em-decision select{width:100%;min-width:0;padding:10px;background:#faf9f4;border:1px solid #99958b;border-radius:0;color:#151515;font:16px/1.3 inherit}.em-decision input:focus-visible,.em-decision select:focus-visible,.em-decision button:focus-visible,.em-decision summary:focus-visible{outline:3px solid var(--em-decision-blue);outline-offset:2px}.em-decision fieldset{grid-column:1/-1;border:1px solid var(--em-decision-line);padding:12px;min-width:0}.em-decision legend{font-weight:700;padding:0 6px}.em-decision fieldset .em-decision-fields{margin:6px 0}.em-decision details{grid-column:1/-1;border-top:1px solid var(--em-decision-line);padding:12px 0}.em-decision summary{cursor:pointer;font-weight:700}.em-decision .em-decision-checkbox{flex-direction:row;align-items:center;grid-column:1/-1}.em-decision-checkbox input{width:auto}.em-decision [data-third-account]{grid-column:1/-1}.em-decision-actions{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0}.em-decision button{min-height:42px;padding:9px 13px;background:#fff;color:#171717;border:1px solid #171717;border-radius:0;cursor:pointer;font:600 13px/1.2 inherit}.em-decision button[type=submit]{background:var(--em-decision-yellow);border-color:#171717}.em-decision button:hover{background:#f6ebbd}.em-decision-status{background:#f6f1d9;border-left:4px solid #bd9000;padding:10px 12px;margin:18px 0!important}.em-decision-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:10px;margin:18px 0}.em-decision-card{border:1px solid var(--em-decision-line);padding:13px;display:flex;flex-direction:column;gap:4px;background:#faf9f5}.em-decision-card span{font-size:12px}.em-decision-card strong{font-size:clamp(20px,3vw,27px);font-variant-numeric:tabular-nums;line-height:1.2}.em-decision-card small{font-size:11px;color:#555}.em-decision-chart-wrap{border:1px solid var(--em-decision-line);padding:10px;margin:16px 0}.em-decision-chart-wrap svg{display:block;width:100%;height:240px}.em-decision-table-scroll{max-width:100%;overflow-x:auto}.em-decision table{border-collapse:collapse;width:100%;font-size:12px;font-variant-numeric:tabular-nums}.em-decision caption{text-align:left;font-weight:700;margin:8px 0}.em-decision th,.em-decision td{padding:8px;border-bottom:1px solid var(--em-decision-line);white-space:nowrap;text-align:right}.em-decision th:first-child{text-align:left}.em-decision-method,.em-decision-example{border-top:1px solid var(--em-decision-line);padding:12px 0;margin-top:12px}.em-decision-example p,.em-decision-method p{font-size:13px;color:#4c4a45}.em-decision-note{font-size:12px;color:#57534c}.em-decision-operation{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:8px 0}.em-decision-operation button{min-width:0}.em-decision-output{margin-top:18px}
@media(max-width:600px){.em-decision-body{padding:14px}.em-decision-fields{grid-template-columns:1fr}.em-decision-operation{grid-template-columns:1fr 1fr}.em-decision-operation input:first-child{grid-column:1/-1}.em-decision-card strong{font-size:22px}}
@media(max-width:390px){.em-decision-head{padding:10px 12px}.em-decision-body{padding:12px}.em-decision-operation{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.em-decision *{scroll-behavior:auto!important;animation:none!important;transition:none!important}}
@media print{.em-decision{border:0;max-width:none}.em-decision-head,.em-decision-actions,.em-decision-form{display:none!important}.em-decision-output[hidden]{display:none!important}.em-decision-table-scroll{overflow:visible}.em-decision th,.em-decision td{white-space:normal}.em-decision::after{content:"Методика 1.0.0 · Это Монета · сценарный расчёт";display:block;font-size:10px;margin-top:12px}}

/* Emergency fund: the site's real header, typefaces, colours and button grammar remain authoritative. */
.em-decision--emergency{max-width:none;margin:20px 0;border:0;background:transparent;color:var(--ink,#141414);font:inherit}
.em-decision--emergency .em-decision-intro{margin-bottom:20px}
.em-decision--emergency .em-decision-eyebrow{display:block;margin-bottom:10px;color:var(--muted,#666662);font:11px/1.5 var(--mono,ui-monospace,monospace);letter-spacing:.06em;text-transform:uppercase}
.em-decision--emergency h2{max-width:760px;margin:0 0 12px;font-size:clamp(30px,4vw,46px);line-height:1.12;letter-spacing:-.035em}
.em-decision--emergency .em-decision-intro p{max-width:690px;margin:0;color:var(--muted,#666662);font-size:16px;line-height:1.55}
.em-decision-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;list-style:none;padding:0;margin:22px 0}
.em-decision-steps li{display:flex;align-items:center;gap:10px;min-width:0;padding:10px 12px;background:var(--panel,#fff);border:1px solid var(--line,#d2d2cc);font:12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision-steps li:first-child{border-top:3px solid var(--lime,#f2c94c)}
.em-decision-steps span{color:var(--muted,#666662)}
.em-decision-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:14px;align-items:start}
.em-decision-panel{min-width:0;padding:22px;background:var(--panel,#fff);border:1px solid var(--line,#d2d2cc)}
.em-decision--emergency h3{font-size:21px;line-height:1.25;margin:0 0 14px;letter-spacing:-.025em}
.em-decision--emergency .em-decision-fields{grid-template-columns:1fr;gap:13px;margin:0}
.em-decision--emergency label{font-size:13px;font-weight:700;gap:4px}
.em-decision--emergency label small{color:var(--muted,#666662);font-size:11px;font-weight:400;line-height:1.4}
.em-decision--emergency input{background:#fff;border-color:var(--line,#d2d2cc);padding:10px 11px;font-size:15px}
.em-decision--emergency .em-decision-fields>details{margin-top:3px}
.em-decision--emergency .em-decision-actions{margin:16px 0 4px;gap:10px}
.em-decision--emergency button{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:10px 14px;background:transparent;color:var(--ink,#141414);border:1px solid var(--line,#d2d2cc);border-radius:0;box-shadow:none;cursor:pointer;font:700 12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision--emergency button[type=submit]{background:var(--lime,#f2c94c);border-color:#d0a900;box-shadow:3px 3px 0 #b7b7b0}
.em-decision--emergency button:hover{background:#ffdc63}
.em-decision--emergency .em-decision-saved{margin-top:10px;border-top:1px solid var(--line,#d2d2cc)}
.em-decision--emergency .em-decision-saved summary{padding:9px 0;color:var(--muted,#666662);font:12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision--emergency .em-decision-saved .em-decision-actions{margin:2px 0 9px}
.em-decision--emergency .em-decision-status{font-size:12px;line-height:1.45;margin:15px 0 0!important}
.em-decision--emergency .em-decision-output{margin:0}
.em-decision-primary{display:flex;flex-direction:column;gap:2px;margin-bottom:16px}
.em-decision-primary strong{font-size:clamp(34px,4.2vw,52px);font-weight:850;letter-spacing:-.045em;line-height:1.1;font-variant-numeric:tabular-nums}
.em-decision-primary span{font-size:13px;color:var(--muted,#666662)}
.em-decision--emergency .em-decision-deficit{padding:9px 11px;margin:0 0 9px;background:#f9e8e6;border-left:3px solid #bc4b3b;color:#8d2e21;font-size:13px;font-weight:700}
.em-decision--emergency .em-decision-net{margin:0 0 10px;font-size:12px;color:var(--muted,#666662)}
.em-decision--emergency .em-decision-chart-wrap{padding:0;margin:16px 0;border:0}
.em-decision--emergency .em-decision-chart-wrap h4{font-size:12px;margin:0 0 8px}
.em-decision--emergency .em-decision-chart-wrap svg{height:180px;background:repeating-linear-gradient(to bottom,#e6e6e1 0,#e6e6e1 1px,transparent 1px,transparent 45px)}
.em-decision-chart-legend{display:flex;gap:8px 13px;flex-wrap:wrap;margin:7px 0 0!important;font-size:10px;color:var(--muted,#666662)}
.em-decision-chart-legend span:before{content:"";display:inline-block;width:10px;height:3px;vertical-align:middle;margin-right:5px;background:#146fb5}
.em-decision-chart-legend span:nth-child(2):before{background:#bb5900}
.em-decision-chart-legend span:nth-child(3):before{background:#783ca0}
.em-decision--emergency .em-decision-breakdown{border-top:1px solid var(--line,#d2d2cc);margin-top:12px}
.em-decision--emergency .em-decision-breakdown summary{padding:13px 0;font-size:12px}
.em-decision--emergency .em-decision-cards{grid-template-columns:1fr 1fr}
.em-decision--emergency .em-decision-card{background:#fafaf8}
.em-decision-explain{margin-top:14px;padding:21px;background:var(--panel,#fff);border:1px solid var(--line,#d2d2cc)}
.em-decision-explain>div{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.em-decision-explain p{margin:0;font-size:12px;color:var(--muted,#666662)}
.em-decision-explain b{display:block;margin-bottom:5px;color:var(--ink,#141414);font:700 12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision--emergency>.em-decision-method,.em-decision--emergency>.em-decision-note{margin:13px 0 0}
@media(max-width:740px){.em-decision-layout{grid-template-columns:1fr}.em-decision-panel{padding:17px}.em-decision-explain>div{grid-template-columns:1fr}}
@media(max-width:480px){.em-decision-steps{grid-template-columns:1fr;gap:5px}.em-decision-steps li{padding:8px 10px}.em-decision--emergency .em-decision-cards{grid-template-columns:1fr}}

/* Emergency-fund reference: clear hierarchy, visible scenario choice, and paired work areas. */
.em-decision--emergency{margin:0 0 26px}
.em-decision--emergency .em-decision-eyebrow{display:none}
.em-decision--emergency .em-decision-intro{margin-bottom:16px}
.em-decision--emergency .em-decision-intro p{max-width:760px;font-size:16px;line-height:1.55;color:#343434}
.em-decision--emergency .em-decision-steps{gap:16px;margin:19px 0 20px}
.em-decision--emergency .em-decision-steps li{position:relative;min-height:48px;padding:11px 16px;font:700 13px/1.3 var(--sans,system-ui,sans-serif);border:1px solid #9da2ac;border-radius:5px}
.em-decision--emergency .em-decision-steps li:first-child{border:1px solid #b99424;background:#fff1bf}
.em-decision--emergency .em-decision-steps li:not(:last-child):after{content:'→';position:absolute;right:-16px;top:50%;transform:translate(50%,-50%);font-size:22px;font-weight:400;background:var(--bg,#f1f1ee);padding:0 2px;z-index:1}
.em-decision--emergency .em-decision-steps span{color:#262626}
.em-decision--emergency .em-decision-layout{gap:14px;align-items:start}
.em-decision--emergency .em-decision-panel,.em-decision--emergency .em-decision-explain{background:#fff;border:1px solid #d9dce3;border-radius:7px;box-shadow:0 2px 0 #e5e5e0}
.em-decision--emergency .em-decision-panel{padding:22px}
.em-decision--emergency h3{font-size:21px;letter-spacing:-.025em;margin-bottom:16px}
.em-decision--emergency .em-decision-fields{gap:12px}
.em-decision--emergency label{font-size:14px}
.em-decision--emergency label small{font-size:12px;color:#72798a}
.em-decision--emergency input[type=number]{padding:10px 13px;border:1px solid #cbd0da;border-radius:5px;font-size:16px;font-variant-numeric:tabular-nums}
.em-decision--emergency .em-decision-scenario{padding:0;border:0;margin:3px 0 0}
.em-decision--emergency .em-decision-scenario legend{font-size:14px;font-weight:700;padding:0;margin-bottom:7px}
.em-decision-scenario-options{display:grid;grid-template-columns:1fr 1fr;gap:9px}
.em-decision--emergency .em-decision-scenario-option{display:flex;flex-direction:row;align-items:flex-start;gap:9px;padding:12px;border:1px solid #d1d4db;border-radius:5px;cursor:pointer;min-width:0}
.em-decision--emergency .em-decision-scenario-option:has(input:checked){background:#fff5d4;border-color:#e2bb41}
.em-decision--emergency .em-decision-scenario-option input{width:17px;height:17px;margin:2px 0 0;accent-color:#e4b800;flex:none}
.em-decision--emergency .em-decision-scenario-option span{min-width:0}
.em-decision--emergency .em-decision-scenario-option strong{display:block;font-size:13px}
.em-decision--emergency .em-decision-scenario-option small{display:block;font-size:11px;line-height:1.35}
.em-decision--emergency .em-decision-actions{display:grid;grid-template-columns:1.15fr 1fr 1fr;gap:10px}
.em-decision--emergency .em-decision-actions button{min-width:0;padding:10px 7px}
.em-decision--emergency .em-decision-status{background:transparent;border:0;padding:0;margin:10px 0 0!important;color:#6d7180;font-size:11px}
.em-decision--emergency .em-decision-primary strong{font-size:clamp(34px,3.2vw,42px);line-height:1.1}
.em-decision--emergency .em-decision-primary span{font-size:14px;color:#333}
.em-decision--emergency .em-decision-chart-wrap{margin:19px 0 13px}
.em-decision--emergency .em-decision-chart-wrap h4{font-size:14px;margin-bottom:8px}
.em-decision--emergency .em-decision-chart-wrap svg{height:225px;background:none}
.em-decision-chart-caption{font-size:11px;color:#72798a;margin:6px 0 0!important}
.em-decision--emergency .em-decision-deficit{border:0;border-radius:5px;background:#fbe6e6;color:#a52d27;padding:11px 13px}
.em-decision-metrics{border:1px solid #dfe1e5;border-radius:5px;margin:13px 0 2px}
.em-decision-metrics>div{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:11px 13px;font-size:12px}
.em-decision-metrics>div+div{border-top:1px solid #dfe1e5}
.em-decision-metrics strong{text-align:right;font-size:13px;font-variant-numeric:tabular-nums}
.em-decision--emergency .em-decision-explain{padding:20px 22px}
.em-decision--emergency .em-decision-explain>div{gap:24px}
.em-decision--emergency .em-decision-explain p{font-size:13px}
/* Keep the calculator on the theme's own type scale and font tokens. */
.em-decision--emergency{font-family:var(--sans,system-ui,-apple-system,"Segoe UI",sans-serif)}
.em-decision--emergency input[type=number]{font-family:var(--sans,system-ui,-apple-system,"Segoe UI",sans-serif);font-weight:400}
.em-decision--emergency button{font-family:var(--mono,ui-monospace,Consolas,monospace)}
.em-decision--emergency [data-decision-chart] text{font-family:var(--sans,system-ui,-apple-system,"Segoe UI",sans-serif)}
@media(max-width:740px){.em-decision--emergency .em-decision-steps li{font-size:12px;padding:9px}.em-decision--emergency .em-decision-panel{padding:17px}}
@media(max-width:480px){.em-decision--emergency .em-decision-steps{gap:6px}.em-decision--emergency .em-decision-steps li:not(:last-child):after{display:none}.em-decision-scenario-options{grid-template-columns:1fr}.em-decision--emergency .em-decision-actions{grid-template-columns:1fr 1fr}.em-decision--emergency .em-decision-actions button:first-child{grid-column:1/-1}}

/* The other decision tools follow the same compact, three-stage composition. */
.em-decision--guided{max-width:none;margin:0 0 26px;border:0;background:transparent;color:var(--ink,#141414);font:inherit}
.em-decision--guided .em-decision-intro p{max-width:760px;margin:0 0 16px;color:#343434;font-size:16px;line-height:1.55}
.em-decision--guided .em-decision-steps{gap:16px;margin:19px 0 20px}
.em-decision--guided .em-decision-steps li{position:relative;min-height:48px;padding:11px 16px;font:700 13px/1.3 var(--sans,system-ui,sans-serif);border:1px solid #9da2ac;border-radius:5px}
.em-decision--guided .em-decision-steps li:first-child{border:1px solid #b99424;background:#fff1bf}
.em-decision--guided .em-decision-steps li:not(:last-child):after{content:'→';position:absolute;right:-16px;top:50%;transform:translate(50%,-50%);font-size:22px;font-weight:400;background:var(--bg,#f1f1ee);padding:0 2px;z-index:1}
.em-decision--guided .em-decision-layout{gap:14px;align-items:start}
.em-decision--guided .em-decision-panel,.em-decision--guided .em-decision-explain{background:#fff;border:1px solid #d9dce3;border-radius:7px;box-shadow:0 2px 0 #e5e5e0}
.em-decision--guided .em-decision-panel{padding:22px}
.em-decision--guided .em-decision-result-panel{position:sticky;top:16px}
.em-decision--guided h3{font-size:21px;line-height:1.25;letter-spacing:-.025em;margin:0 0 16px}
.em-decision--guided .em-decision-fields{grid-template-columns:1fr;gap:12px;margin:0}
.em-decision--guided label{font-size:14px;gap:4px}
.em-decision--guided input,.em-decision--guided select{padding:10px 13px;background:#fff;border:1px solid #cbd0da;border-radius:5px;font:400 16px/1.3 var(--sans,system-ui,sans-serif)}
.em-decision--guided fieldset{border-color:#d9dce3;border-radius:5px}
.em-decision--guided .em-decision-actions{display:grid;grid-template-columns:1.15fr 1fr 1fr;gap:10px;margin:16px 0 4px}
.em-decision--guided button{min-width:0;min-height:40px;padding:10px 7px;border:1px solid var(--line,#d2d2cc);background:#fff;border-radius:0;box-shadow:none;font:700 12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision--guided button[type=submit]{background:var(--lime,#f2c94c);border-color:#d0a900;box-shadow:3px 3px 0 #b7b7b0}
.em-decision--guided .em-decision-saved{margin-top:10px}
.em-decision--guided .em-decision-saved summary{font:12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision--guided .em-decision-status{background:transparent;border:0;padding:0;margin:10px 0 0!important;color:#6d7180;font-size:11px}
.em-decision--guided .em-decision-output{margin:0}
.em-decision--guided .em-decision-primary strong{font-size:clamp(34px,3.2vw,42px)}
.em-decision--guided .em-decision-primary span{font-size:14px;color:#333}
.em-decision--guided .em-decision-chart-wrap{padding:0;margin:19px 0 13px;border:0}
.em-decision--guided .em-decision-chart-wrap h4{font-size:14px;margin:0 0 8px}
.em-decision--guided .em-decision-chart-wrap svg{height:225px}
.em-decision--guided .em-decision-breakdown{border-top:1px solid var(--line,#d2d2cc);margin-top:12px}
.em-decision--guided .em-decision-breakdown summary{padding:13px 0;font-size:12px}
.em-decision--guided .em-decision-explain{padding:20px 22px}
.em-decision--guided .em-decision-explain>div{gap:24px}
.em-decision--guided .em-decision-explain p{font-size:13px}
.em-decision--guided>.em-decision-method,.em-decision--guided>.em-decision-example,.em-decision--guided>.em-decision-note{margin:13px 0 0}
@media(max-width:740px){.em-decision--guided .em-decision-layout{grid-template-columns:1fr}.em-decision--guided .em-decision-panel{padding:17px}.em-decision--guided .em-decision-result-panel{position:static}.em-decision--guided .em-decision-explain>div{grid-template-columns:1fr}.em-decision--guided .em-decision-steps li{font-size:12px;padding:9px}}
@media(max-width:480px){.em-decision--guided .em-decision-steps{gap:6px}.em-decision--guided .em-decision-steps li:not(:last-child):after{display:none}.em-decision--guided .em-decision-actions{grid-template-columns:1fr 1fr}.em-decision--guided .em-decision-actions button:first-child{grid-column:1/-1}}

/* Credit-versus-savings: designed from its own ChatGPT image, not a copied form. */
.em-decision--credit{max-width:none;margin:0 0 26px;border:0;background:transparent;color:var(--ink,#141414);font:inherit}
.em-decision--credit .em-decision-intro p{max-width:760px;margin:0 0 16px;color:#343434;font-size:16px;line-height:1.55}
.em-decision--credit .em-decision-steps{gap:16px;margin:19px 0 20px}
.em-decision--credit .em-decision-steps li{position:relative;min-height:48px;padding:11px 16px;font:700 13px/1.3 var(--sans,system-ui,sans-serif);border:1px solid #9da2ac;border-radius:5px}
.em-decision--credit .em-decision-steps li:first-child{border:1px solid #b99424;background:#fff1bf}
.em-decision--credit .em-decision-steps li:not(:last-child):after{content:'→';position:absolute;right:-16px;top:50%;transform:translate(50%,-50%);font-size:22px;font-weight:400;background:var(--bg,#f1f1ee);padding:0 2px;z-index:1}
.em-decision--credit .em-decision-layout{gap:14px;align-items:start}
.em-decision--credit .em-decision-panel,.em-decision--credit .em-decision-explain{background:#fff;border:1px solid #d9dce3;border-radius:7px;box-shadow:0 2px 0 #e5e5e0}
.em-decision--credit .em-decision-panel{padding:22px}
.em-decision--credit h3{font-size:21px;line-height:1.25;letter-spacing:-.025em;margin:0 0 16px}
.em-decision--credit .em-decision-fields{display:grid;grid-template-columns:1fr;gap:12px;margin:0}
.em-decision--credit label{font-size:14px;gap:4px}
.em-decision--credit input[type=number]{padding:10px 13px;background:#fff;border:1px solid #cbd0da;border-radius:5px;font:400 16px/1.3 var(--sans,system-ui,sans-serif)}
.em-decision--credit label small{color:#72798a;font-size:11px;font-weight:400}
.em-decision-credit-more{margin-top:6px;padding:0 0 0 12px;border:1px solid #d9dce3!important;border-left:3px solid #e2bb41!important;border-radius:4px}
.em-decision-credit-more summary{padding:11px 12px 11px 0;font-size:13px}
.em-decision-credit-more>.em-decision-fields{padding:0 12px 12px 0}
.em-decision-credit-mode{border:0!important;padding:0!important}
.em-decision-credit-mode legend{font-size:13px;font-weight:700}
.em-decision-credit-mode label{display:inline-flex;flex-direction:row;align-items:center;gap:7px;margin:7px 14px 0 0;font-size:12px}
.em-decision-credit-mode input{width:auto;accent-color:#d7a900}
.em-decision--credit .em-decision-actions{display:grid;grid-template-columns:1.15fr 1fr 1fr;gap:10px;margin:16px 0 4px}
.em-decision--credit button{min-width:0;min-height:40px;padding:10px 7px;border:1px solid var(--line,#d2d2cc);background:#fff;border-radius:0;box-shadow:none;font:700 12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision--credit button[type=submit]{background:var(--lime,#f2c94c);border-color:#d0a900;box-shadow:3px 3px 0 #b7b7b0}
.em-decision--credit .em-decision-status{background:transparent;border:0;padding:0;margin:10px 0 0!important;color:#6d7180;font-size:11px}
.em-decision--credit .em-decision-output{margin:0}
.em-decision-credit-compare{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.em-decision-credit-option{display:flex;flex-direction:column;gap:4px;min-width:0;padding:13px;background:#fff;border:1px solid #d9dce3;border-radius:5px}
.em-decision-credit-option:first-child{background:#fff7dc;border-color:#e4c35f}
.em-decision-credit-option b{font-size:13px}.em-decision-credit-option small{font-size:11px;color:#6d7180}
.em-decision-credit-option strong{font-size:clamp(20px,2.5vw,30px);line-height:1.15;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.em-decision-credit-delta{display:flex;flex-wrap:wrap;align-items:baseline;gap:5px 12px;margin:13px 0 0!important;padding:12px;background:#fce8e7;border-radius:5px;font-size:12px}
.em-decision-credit-delta strong{font-size:20px;font-variant-numeric:tabular-nums}.em-decision-credit-delta span{flex-basis:100%;color:#5c5b5b}
.em-decision--credit .em-decision-chart-wrap{padding:0;margin:19px 0 13px;border:0}
.em-decision--credit .em-decision-chart-wrap h4{font-size:14px;margin:0 0 8px}
.em-decision--credit .em-decision-chart-wrap svg{height:225px}
.em-decision-credit-legend{font-size:11px;color:#6d7180}
.em-decision-credit-liquidity{margin:0 0 12px!important;padding:11px 12px;background:#fff8de;border:1px solid #f0d779;border-radius:5px;font-size:12px}
.em-decision--credit .em-decision-breakdown{border-top:1px solid var(--line,#d2d2cc);margin-top:12px}
.em-decision--credit .em-decision-breakdown summary{padding:13px 0;font-size:12px}
.em-decision--credit .em-decision-explain{padding:20px 22px;margin-top:14px}
.em-decision--credit .em-decision-explain>div{gap:24px}
.em-decision--credit .em-decision-explain p{font-size:13px}
.em-decision--credit>.em-decision-method,.em-decision--credit>.em-decision-note{margin:13px 0 0}
@media(max-width:740px){.em-decision--credit .em-decision-layout{grid-template-columns:1fr}.em-decision--credit .em-decision-panel{padding:17px}.em-decision--credit .em-decision-steps li{font-size:12px;padding:9px}}
@media(max-width:480px){.em-decision--credit .em-decision-steps{gap:6px}.em-decision--credit .em-decision-steps li:not(:last-child):after{display:none}.em-decision-credit-compare{grid-template-columns:1fr}.em-decision--credit .em-decision-actions{grid-template-columns:1fr 1fr}.em-decision--credit .em-decision-actions button:first-child{grid-column:1/-1}}

/* Savings comparison: paired account cards and a ruble-first result. */
.em-decision--savings{max-width:none;margin:0 0 26px;border:0;background:transparent;color:var(--ink,#141414);font:inherit}
.em-decision--savings .em-decision-intro p{max-width:790px;margin:0 0 16px;color:#343434;font-size:16px;line-height:1.55}
.em-decision--savings .em-decision-steps{gap:16px;margin:19px 0 20px}
.em-decision--savings .em-decision-steps li{position:relative;min-height:48px;padding:11px 16px;font:700 13px/1.3 var(--sans,system-ui,sans-serif);border:1px solid #9da2ac;border-radius:5px}
.em-decision--savings .em-decision-steps li:first-child{border:1px solid #b99424;background:#fff1bf}
.em-decision--savings .em-decision-steps li:not(:last-child):after{content:'→';position:absolute;right:-16px;top:50%;transform:translate(50%,-50%);font-size:22px;font-weight:400;background:var(--bg,#f1f1ee);padding:0 2px;z-index:1}
.em-decision--savings .em-decision-layout{gap:14px;align-items:start}
.em-decision--savings .em-decision-panel,.em-decision--savings .em-decision-explain{background:#fff;border:1px solid #d9dce3;border-radius:7px;box-shadow:0 2px 0 #e5e5e0}
.em-decision--savings .em-decision-panel{padding:22px}
.em-decision--savings h3{font-size:21px;line-height:1.25;letter-spacing:-.025em;margin:0 0 16px}
.em-decision-savings-period{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.em-decision-savings-period label:last-child{grid-column:1/-1}
.em-decision--savings label{font-size:13px;gap:4px}
.em-decision--savings input:not([type=checkbox]),.em-decision--savings select{padding:9px 10px;background:#fff;border:1px solid #cbd0da;border-radius:5px;font:400 14px/1.3 var(--sans,system-ui,sans-serif)}
.em-decision-savings-basis{margin:11px 0;padding:0 12px;border:1px solid #d9dce3!important;border-radius:5px}
.em-decision-savings-basis summary{padding:8px 0;font-size:12px}
.em-decision-savings-basis label{padding-bottom:9px}
.em-decision-savings-accounts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:13px}
.em-decision--savings .em-decision-savings-accounts>fieldset,.em-decision--savings [data-third-account]>fieldset{grid-column:auto;min-width:0;margin:0;padding:12px;background:#fff;border:1px solid #d9dce3;border-radius:5px}
.em-decision--savings .em-decision-savings-accounts>fieldset:first-child{background:#fff9e7;border-color:#e7d189}
.em-decision--savings legend{font-size:13px;font-weight:700;padding:0 5px}
.em-decision--savings fieldset .em-decision-fields{grid-template-columns:1fr;gap:9px;margin:0}
.em-decision--savings fieldset .em-decision-fields>details{padding:7px 0;margin:2px 0 0}
.em-decision--savings fieldset .em-decision-fields>details summary{font-size:11px}
.em-decision--savings [data-third-account]{margin-top:10px}
.em-decision--savings .em-decision-third{display:flex;flex-direction:row;align-items:center;gap:7px;margin:12px 0;font-weight:700}
.em-decision--savings .em-decision-third input{width:auto;accent-color:#d7a900}
.em-decision-savings-operations{min-width:0;margin:13px 0 0;padding:11px!important;border:1px solid #d9dce3!important;border-radius:5px}
.em-decision-savings-operations [data-operations]{display:grid;gap:8px}
.em-decision--savings .em-decision-operation{grid-template-columns:repeat(3,minmax(0,1fr)) auto}
.em-decision--savings .em-decision-operation input,.em-decision--savings .em-decision-operation select{min-width:0}
.em-decision--savings button{min-width:0;min-height:40px;padding:10px 7px;border:1px solid var(--line,#d2d2cc);background:#fff;border-radius:0;box-shadow:none;font:700 12px/1.4 var(--mono,ui-monospace,monospace)}
.em-decision-savings-operations>button{width:100%;margin-top:8px}
.em-decision--savings .em-decision-actions{display:grid;grid-template-columns:1.15fr 1fr 1fr;gap:10px;margin:16px 0 4px}
.em-decision--savings button[type=submit]{background:var(--lime,#f2c94c);border-color:#d0a900;box-shadow:3px 3px 0 #b7b7b0}
.em-decision--savings .em-decision-status{background:transparent;border:0;padding:0;margin:10px 0 0!important;color:#6d7180;font-size:11px}
.em-decision--savings .em-decision-output{margin:0}
.em-decision-savings-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:0 0 12px}
.em-decision-savings-results .em-decision-card{min-width:0;background:#fff;border-radius:5px;gap:4px}
.em-decision-savings-results .em-decision-card.is-leader{background:#fff6d8;border-color:#e0b72e}
.em-decision-savings-results .em-decision-card span{font-weight:700;font-size:13px}
.em-decision-savings-results .em-decision-card strong{font-size:clamp(20px,2.5vw,30px);overflow-wrap:anywhere}
.em-decision-savings-results .em-decision-card small{line-height:1.4}
.em-decision-savings-warning{margin:0 0 12px!important;padding:11px 12px;background:#f4f5f6;border-radius:5px;font-size:12px}
.em-decision--savings .em-decision-chart-wrap{padding:0;margin:19px 0 13px;border:0}
.em-decision--savings .em-decision-chart-wrap h4{font-size:14px;margin:0 0 8px}
.em-decision--savings .em-decision-chart-wrap svg{height:225px}
.em-decision-savings-leader{display:flex;flex-direction:column;gap:3px;margin:10px 0!important;padding:11px 12px;background:#fff8de;border:1px solid #f0d779;border-radius:5px;font-size:12px}
.em-decision-savings-leader strong{font-size:19px;font-variant-numeric:tabular-nums}
.em-decision--savings .em-decision-breakdown{border-top:1px solid var(--line,#d2d2cc);margin-top:12px}
.em-decision--savings .em-decision-breakdown summary{padding:13px 0;font-size:12px}
.em-decision--savings .em-decision-explain{padding:20px 22px;margin-top:14px}
.em-decision--savings .em-decision-explain>div{gap:24px}
.em-decision--savings .em-decision-explain p{font-size:13px}
.em-decision--savings>.em-decision-method,.em-decision--savings>.em-decision-note{margin:13px 0 0}
@media(max-width:740px){.em-decision--savings .em-decision-layout{grid-template-columns:1fr}.em-decision--savings .em-decision-panel{padding:17px}.em-decision--savings .em-decision-steps li{font-size:12px;padding:9px}}
@media(max-width:480px){.em-decision--savings .em-decision-steps{gap:6px}.em-decision--savings .em-decision-steps li:not(:last-child):after{display:none}.em-decision-savings-accounts,.em-decision-savings-results{grid-template-columns:1fr}.em-decision--savings .em-decision-actions{grid-template-columns:1fr 1fr}.em-decision--savings .em-decision-actions button:first-child{grid-column:1/-1}.em-decision--savings .em-decision-operation{grid-template-columns:1fr 1fr}.em-decision--savings .em-decision-operation input:first-child{grid-column:1/-1}}