.em-refinance-tool{--em-yellow:#ffd43f;--em-border:#d9dfe9;color:#17191d;font:14px/1.45 var(--sans,Arial,sans-serif)}
.em-refinance-tool *{box-sizing:border-box}
.em-refinance-lead{max-width:850px;margin:0 0 18px;color:#586172;font-size:17px}
.em-refinance-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;list-style:none;margin:0 0 20px;padding:0}
.em-refinance-steps li{display:flex;align-items:center;gap:10px;font-weight:700}
.em-refinance-steps span{display:grid;place-items:center;width:40px;height:40px;flex:none;border-radius:50%;background:#ebedf1}
.em-refinance-steps li:first-child span{background:var(--em-yellow)}
.em-refinance-grid{display:grid;grid-template-columns:minmax(0,.44fr) minmax(0,.56fr);align-items:start;gap:14px}
.em-refinance-panel,.em-refinance-reading{min-width:0;padding:23px;border:1px solid var(--em-border);border-radius:8px;background:#fff}
.em-refinance-panel h2,.em-refinance-reading h2{margin:0 0 17px;font-size:20px}
.em-refinance-panel fieldset{margin:0 0 16px;padding:11px 0 0;border:0;border-top:1px solid #e6e9ee}
.em-refinance-panel fieldset legend{padding:0 8px 0 0;font-size:15px;font-weight:750}
.em-refinance-panel fieldset.em-refinance-new{margin-top:18px;padding:15px 10px;background:#fff9e8;border-radius:6px;border:0}
.em-refinance-panel label{display:grid;grid-template-columns:minmax(0,42%) minmax(0,1fr);align-items:center;gap:10px;margin:0 0 12px;font-size:12px;font-weight:600}
.em-refinance-panel input{display:block;width:100%;min-width:0;padding:10px 12px;border:1px solid #cdd4de;border-radius:5px;background:#fff;color:#111;font:14px var(--sans,Arial,sans-serif)}
.em-refinance-panel input[aria-invalid=true]{border-color:#c44343}
.em-refinance-panel small{display:block;margin:2px 0 0;color:#68717f;font-size:11px}
.em-refinance-actions{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 0}
.em-refinance-actions button{min-height:41px;padding:9px 20px;border:1px solid #abb5c4;border-radius:5px;background:#fff;color:#111;font:700 13px var(--sans,Arial,sans-serif);cursor:pointer}
.em-refinance-actions button:first-child{background:var(--em-yellow);border-color:#e5bf35}
.em-refinance-verdict{min-height:54px;margin:0 0 14px;padding:13px 16px;border-radius:6px;background:#f1f5f9;font-weight:700}
.em-refinance-verdict--saves{background:#e8f7ee;color:#166844}
.em-refinance-verdict--costs_more{background:#fff0eb;color:#9c3c27}
.em-refinance-error{padding:10px 12px;background:#fff0eb;color:#9c3c27}
.em-refinance-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.em-refinance-cards>div{padding:14px;border:1px solid var(--em-border);border-radius:6px;background:#f9fafc}
.em-refinance-cards>div:last-child{background:#fffaf0;border-color:#efdc9d}
.em-refinance-cards h3,.em-refinance-comparison h3{margin:0 0 14px;font-size:15px}
.em-refinance-cards dl{margin:0}
.em-refinance-cards dl>div{display:flex;justify-content:space-between;gap:8px;padding:9px 0;border-top:1px solid #e4e7ec;font-size:12px}
.em-refinance-cards dt{color:#4f5968}.em-refinance-cards dd{margin:0;text-align:right;font-weight:750}
.em-refinance-cards dl>div:first-child{display:block;border:0}.em-refinance-cards dl>div:first-child dd{font-size:23px;text-align:left}
.em-refinance-comparison{margin-top:20px}.em-refinance-comparison svg{display:block;width:100%;height:225px}.em-refinance-comparison svg text{font-family:var(--sans,Arial,sans-serif)}.em-refinance-comparison p{margin:7px 0 0;color:#72798a;font-size:11px}
.em-refinance-caution{margin:20px 0 0;padding:12px;border-left:3px solid #eabf3a;background:#fff9e8;color:#4e5663;font-size:12px}
.em-refinance-reading{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:14px}.em-refinance-reading h2{grid-column:1/-1;margin:0}.em-refinance-reading p{margin:0;font-size:12px;color:#596171}.em-refinance-reading b{display:block;margin-bottom:4px;color:#16191e}
@media(max-width:950px){.em-refinance-grid{grid-template-columns:1fr}.em-refinance-panel label{grid-template-columns:minmax(0,36%) minmax(0,1fr)}}
@media(max-width:610px){.em-refinance-steps{gap:5px}.em-refinance-steps li{font-size:11px}.em-refinance-steps span{width:31px;height:31px}.em-refinance-panel,.em-refinance-reading{padding:16px}.em-refinance-panel label{display:flex;flex-direction:column;align-items:stretch;gap:5px}.em-refinance-cards{grid-template-columns:1fr}.em-refinance-reading{grid-template-columns:1fr}}